Commerce Conversations

Stablecoins and the Legal Tipping Point, with Lindsey Haswell and Mitzi Chang

Episode Summary

In this episode of Commerce Conversations, Commerce Ventures partner Dan Rosen sits down with Lindsey Haswell (Chief Legal Officer at MoonPay) and Mitzi Chang (Partner at Goodwin Procter) to unpack the legal, regulatory, and commercial forces driving the stablecoin space forward. They cover the evolution of stablecoin adoption, recent breakthroughs in U.S. regulatory clarity, how global markets are reacting, and what might be next as AI and crypto converge.

Episode Notes

Stablecoins are moving from the margins of crypto speculation to the center of real-world commerce—and regulation is finally catching up.

In this episode of Commerce Conversations, Dan Rosen is joined by two experts on the frontlines of fintech law: Lindsey Haswell, Chief Legal Officer at MoonPay and board member for BlackRock’s crypto ETFs, and Mitzi Chang, co-chair of the blockchain and fintech practices at Goodwin Procter.

Together, they break down:

Why 2024’s regulatory clarity marks a turning point for stablecoins

How legislation like the Genius Act could unlock a wave of adoption—and M&A

What makes USDC, USDT, and PYUSD different under the hood

Why the merchant side (not consumers) may drive the next phase of stablecoin use

How global markets (Europe, LATAM, APAC) are approaching stablecoin legislation

The legal questions surrounding yield-bearing tokens

And what happens when crypto infrastructure meets generative AI

Whether you’re a founder, fintech exec, lawyer, or investor—this episode offers a clear-eyed look at where stablecoins are headed and what it means for the broader financial stack.